dinsdag 16 juni 2020

Early Retirement Extreme

Early Retirement Extreme shows how I did it and how anyone can formulate their own plan for financial independence. But after listening to this interview I now see I need to seriously up my game to increase the ratio of my personal expenses to my net worth.

Read Now Early Retirement Extreme A Philosophical And Practical Guide To Financial Independence Video Dailymotion

Jacob Lund Fiskers Early Retirement Extreme is a convoluted disorganized melting pot of pseudo-philosophical ideas.

Early retirement extreme. And truthfully thats good. Dont get me wrong--I realize that there arent too many role models out there for those of us seeking to attain the elusive dream of Financial Independence. I just dont think that I connected much with Jacob.

This has a huge impact on how much money you need to retire early. 3 Pillars of Early Retirement Extreme Philosophy These three pillars can all be pursued simultaneously and they can interact synergistically. Well go over why you should consider early retirement what to remember as you plan for an extreme early retirement how to cut down on spending and how to keep busy well into your early retirement.

I typically use 20 or 25 to be safe. We SHOULD be focused on the end goal. Early Retirement Extreme is about strategies not tactics its about the Big Picture instead of the day-to-day actions needed to retire early.

Focus on the goal but appreciate the present. January 21 2021 at 5. The money saved from reducing waste can be invested and the method leading to savings can be cast as a meaningful activity.

Jacob Lund Fisker wrote the first popular blog on financial independence and extreme early retirement while demonstrating how to achieve a savings rate of over 75 on a median income. But if youre up to the challenge of filling in Fiskers framework with your own details this book could be a. Financial Independence is closely related to the concept of Early RetirementRetiring Early RE - quitting your jobcareer and pursuing other activities with your time.

We became financially free when my wife was 39. Formerly an astrophysicist before retiring at age 33 he now focuses on the practical aspects of. As a result some readers will be frustrated.

I think its unlikely that we will be taxed at more than. Is early retirement extreme. An introduction to EARLY RETIREMENT EXTREME.

Expected Tax Rate At Retirement. Each reinforces the other two but none of them rely on the others. Here are 17 simple ways to make early retirement easier 1.

There is no way to predict what tax rates will be in 5 10 20 or 30 years but the commonly held belief is that your tax rate will likely be lower when you retire and are making little to no income. A strategic combination of smart financial choices simple living and increased self-reliance brought me financial independence at 30 and allowed me to retire from. Jacob Lund Fisker Goodreads Author 402 Rating details 2960 ratings 254 reviews.

At its core FIRE is about maximizing your savings rate through less spending andor higher income to achieve FI and have the freedom to RE as fast as possible. In the early retirement community we tend to get caught up on the future goal of quitting our jobs and living out the rest of our lives in jobless bliss. His trailblazing 2010 book on applying systems theory to personal finance has sold over 40000 copies.

His somewhat scientific approach to the frugal lifestyle was. Early Retirement Extreme a combination of simple living anticonsumerism DIY ethics self-reliance resilience and applied capitalism. If playback doesnt begin shortly.

An introduction to EARLY RETIREMENT EXTREME - YouTube. I bought the Early Retirement Extreme book many years ago but this was the first time Ive listened to Jacob speak. This was such a great episode.

Geoff Grow Rich Enough. Early Retirement Extreme. Created Nov 10 2011.

An Introduction and Guide to Financial Independence youll learn about the new wave of retirees and how people are able to retire when theyre still young. It teaches how a shift in focus from consuming to producing can help people out of the consumer trap and offers a path to achieving the freedom. In Extreme Early Retirement.

Conversely meaningful activities can often provide income in a. A Philosophical and Practical Guide to Financial Independence. The book provides the principles and framework for a systems theoretical strategy for attaining that independence in 5-10 years.

zaterdag 13 juni 2020

Is Abortion Legal In Washington State

In the subsequent decades however states have imposed restrictions on abortions. I often hear people say in a perfect world there would be no abortions.

Abortion Law Map Roe V Wade Made It Legal But 43 States Limit It

In 2017 862320 abortions were provided in clinical settings in the United StatesThe US.

Is abortion legal in washington state. No one can make this decision for you even if you are under age 18. RCWs 902100 and 4843073 and State v. Health includes any physical.

It doesnt matter if you are a minor an adult married gender non. Your Legal Rights Is abortion legal. An estimated 5000 to 10000 women will die annually from illegal abortions if Roe is overturned.

Wade the Supreme Court decision that legalized abortion in the US. However individual states can regulatelimit the use of abortion or create trigger laws which would make. What is an abortion.

Washington Abortion in Washington State is legal up to 25 weeks gestation. Texas abortion laws state that abortion is legal before 20 weeks of pregnancy. Abortion in the United States is legal subject to balancing tests tying state regulation of abortion to the three trimesters of pregnancy via the landmark 1973 case of Roe v.

If you are pregnant. In Washington State if you want or need to end your pregnancy you have the legal right to have an abortion. Initiative 120 declared that a woman has a.

In the event Roe is overturned abortion would remain legal in Washington state through all nine months of pregnancy. Washington State recognizes that people have the right to choose or refuse to have an abortion and requires state-regulated health plans that cover maternity services to cover abortion services. Wade legalized abortion at the federal level regulation of the controversial procedure is governed by state law.

NATIONAL ACCESS STATUS. None of the abortion bans passed this year has yet taken effect and abortion is still legal in all 50 states as of 11 June 2019. Second trimester abortion also known as later abortion or late-term abortion is legal and protected by Washington State Law called the Reproductive Privacy Act COVID-19 Response Cedar River Clinics is open with appointments in-clinic and online.

You have the legal right to decide to have a child. Every state has at least one abortion clinic. The following abortion restrictions are currently in effect in this state.

Washington Abortion in Washington State is legal up to 25 weeks gestation. Abortion Laws by State District of Columbia. Washington Guttmacher Institute National Background and ContextEach year a broad cross section of people in the United States obtain abortions.

In 2018 and 2019 a number of them including Georgia Ohio and Kentucky introduced heartbeat bills to prevent women from terminating their pregnancies beyond the six-week mark. In 1973 and Initiative 120 which was passed by the voters of Washington in 1991. You have the legal right to decide to have a child.

Your question primarily pertains to an act of the 1970 legislature chapter 3 Laws of 1970 which is commonly known as the abortion law. In fact the Washington Reproductive Privacy Act explicitly forbids the state from denying or interfering with a womans right to. Wade the first abortion case to be taken to the Supreme Court.

The legislature in this state is considering the following bills impacting access to safe legal abortion. In Washington State You have the legal right to choose an abortion. Bills Protecting Abortion Rights.

Third Washington has repealed all of its pre-Roe statutes. A licensed physician must perform. Koome 84 Wn2 nd 901 1975.

This was codified in 1992 through Initiative Measure No. In Washington State You have the legal right to choose an abortion. Abortion is legal in every state and has been since 1973.

But in Washington something else would come into play. People of any age have the right to independently consent for their own abortion care. Do I have a legal right to decide to have an abortion.

Updated October 28 2019. But heres the catch. Washington State abortion law is governed by Roe v.

State Facts About Abortion. Late-term abortions are banned in 20 states except if the mothers health is deemed at risk by allowing the baby to grow to term. A 27-year-old state law intended to defend abortion rights from challenges at the national level.

Laws vary widely from state to state. The American Civil Liberties Union the Planned Parenthood Action Fund and others have vowed to fight back and lawsuits have already been filed in several states. West Virginia A trigger law in West Virginia means abortion would be.

No one can make this decision for you even if you are under age 18. West Virginia A trigger law in West Virginia means abortion would be banned if. Abortion is a medical procedure that ends a pregnancy with either a surgical procedure or with medication pills.

Washington abortion laws are relatively relaxed with very few restrictions on patients seeking the procedure. The bill proposed in Vermont merely enshrines in state law the existing legal right as a fundamental right Pro-baby-killing advocates are preparing for the day Roe v. Washington DCs abortion laws are the least restrictive in the United States.

Supreme Court recognized the constitutional right to abortion in the 1973 Roe v. Its substantive provisions 1-3 and 5 are now codified as RCW 902060-902090.

Similac Pro Advance Para Que Sirve

SIMILAC ADVANCE Fórmula infantil líquida para bebes de 0 a 12 meses es una fórmula infantil con hierro lista para tomar. Para qué se usa SIMILAC ADVANCE 2.

Leche Similac Pro Advance Liquida Mercado Libre

Similac 3 Kid es la fórmula ideal para complementar la alimentación de madres durante el embarazo periodo de lactancia y bebés en desarrollo.

Similac pro advance para que sirve. Similac Advance and Pro Advance contains a special formula called Optigro. Similac Pro-Advance con oligosacáridos de leche humana HMO por sus siglas en inglés 2-FL es una fórmula que aporta una nutrición completa y está diseñada para fortalecer el sistema inmunitario de su bebé presentada por la marca número 1 elegida para fortalecer el sistema inmunitario. Similac Pro-Advance es nuestra fórmula para bebés más similar a la leche materna.

SIMILAC TOTAL COMFORT 1 es una fórmula de fácil digestión y debe ser usada bajo supervisión del profesional de la salud para lactantes con necesidades especiales de nutrición tales como intolerancia transitoria a la lactosa yo riesgo de desarrollar alergia a la proteína entera de la leche. No obstante nuestras otras fórmulas Similac para bebés también proporcionan una nutrición completa. Similac with 2-FL HMO helps support babys developing immune system.

Similac 3 con HMO es la fórmula que contiene el prebiótico 2-FL. Cada 100ml de SIMILAC ADVANCE. Similac Advance Sin Lactosa Sensitive Alimentum Epata 1 Etapa 2 Pro Sensitive Pro Advance HA Total Comfort 1 Comfort 2 AR.

Similac Alimentum - Fórmula en polvo hipoalergénica para bebés que sufren alergias a la comida y cólicos con hierro lista para comer 11 oz 2 u. Las fórmulas de continuación deben ser parte de la alimentación complementaria. Similac 1 fórmula con HMO libre de oleína de palma que contiene una combinación de ingredientes clave Nucleótidos y Luteína DHA y AA Vitaminas y minerales Ácidos grasos omega 3.

Exclusiva para el lactante cuando la leche materna falta o como complemento de la misma. Ahora con esta mezcla de ingredientes libres de oleína de palma ayudarán a tu hijo a fortalecer su salud digestiva y su sistema inmune. Similac Sensitive Sin Lactosa contiene ingredientes que Abbott ha definido bajo el sistema IQR Plus.

Las fórmulas de continuación deben ser parte de la alimentación complementaria. Ayuda a cubrir las demandas nutricionales específicas de la madre y del bebé en desarrollo durante el embarazo y en periodo de lactancia. Composición de SIMILAC ADVANCE.

Proporciona ácido fólico entre otros nutrientes. SIMILAC 3 es una fórmula para la alimentación de niños de 1 a 3 años. Contiene el sistema Advance una novedosa mezcla de proteínas y nucleótidos.

Similac ProAdvance Similac Pro-Sensitive y Similac Pro-Total Comfort contienen ahora HMO 2-FL oligosacárido de leche humana un exclusivo prebiótico inmunonutritivo. Similac is the first infant formula brand with 2-FL Human Milk Oligosaccharide an immune-nourishing prebiotic like that found in breast milk. Similac Sensitive Sin Lactosa es una fórmula especialmente desarrollada con una mezcla de hidratos de carbono de facil digestión para lactantes con trastornos intestinales provocados por la intolerancia a la lactosa.

SIMILAC ADVANCE 2 se usa como Alimento infantil. Laboratorio Abbott Laboratories Uruguay Ltda. La formulación mejorada de Similac 3 Kid además de tener una mezcla de grasas que ayudan a que tu hijo tenga una buena digestión ahora incluye HMO un ingrediente clave para la nutrición y protección de tu hijo que promueve el desarrollo del sistema inmunológico y será bien absorbido por su organismo pues Similac 3 Kid no contiene oleína de palma.

It also contains prebiotics to promote digestive health and Nucleotides that support your babys immune system. Satisfacer las necesidades básicas del bebé durante sus primeros años de vida brindándole todas las vitaminas nutrientes y minerales que requiere para un correcto desarrollo. Contiene nuestra exclusiva mezcla de DHA luteína y vitamina E para fortalecer.

This contains some of the ingredients that are also contained in breastmilk such as DHA Lutein and Vitamin E. SIMILAC ADVANCE es una fórmula infantil completa diseñada para niños recién nacidos y hasta un año de edad. Es buena fuente de la gran mayoría de las vitaminas y minerales importantes para el embarazo y la lactancia.

Similac Pro-Advance is the first infant formula with 2-FL Human Milk Oligosaccharide HMO designed to be closer than ever to breast milk.

How Do Sailboats Work

On a sailboat wind blowing against the boat at an angle inflates the sail and it forms a similar foil shape creating a difference in pressure that pushes the sail perpendicular to the wind. This episode covers the basics of how a sail worksPatreon.

The Physics Of Sailing

The following explanation of how this occurs can help understand how to maximize the performance achieved from sails.

How do sailboats work. The idea is similar to an airplane wing which is arched in a similar way to a sail. Sails are wings that use the wind to generate a force to move a boat. Below the level of the water on the boat the sailboats shape helps force the boat to go straight forward as opposed to in the direction of the wind.

If you hang bed sheets out to dry in a strong wind youll know exactly how sailing boats work. Ever wonder how a sailboat can sail against the wind. How Do Sailboats Work Without Wind.

The result is that the boat moves forward. Sailing with the. But boats dont always want to sail away with the wind blowing straight behind them.

It is useful to recognize what a typical sail is. If playback doesnt begin shortly try restarting your device. You can rely on Hydrodynamics of the Water Flow.

Videos you watch may be added to the TVs watch history and influence TV. The rest of the time a sail is essentially an airplane wing standing on end and works the same way. Sails on a boat work like the wings of an airplane.

How air boats work. Videos you watch may be added to the TVs watch history and. The rest of the time a sail is essentially an airplane wing standing on end and works the same way.

Sails work by catching the wind only when the boat is sailing downwind. Sails are Flexible Wings. Bernoullis theorem helps to explain how sailboats can move upwind.

By combining the force on the sail and the force on the keel triangle diagram we see that the sideways forces are cancelled out and the total force on the sailboat is only in the forward direction green arrow. In essence sails are essentially wings that capture the wind to generate the power that propels the boat forward. To avoid this cancel and sign in to YouTube on your computer.

If playback doesnt begin shortly try restarting your device. Videos you watch may be added to the TVs watch history and influence TV recommendations. How Does A Sailboat Actually Work.

As we noted earlier its physically impossible to have a total absence. If you viewed a sailboat from above it would resemble the wing of an airplane. You definitely know that you can drive your car.

Sailboats are not like cars. The force from the wind pushes you one way so you. Know Various Parts of Your Sailboat.

Ever wonder how Sails work to drive a boat. How air boats work. Both create aerodynamic lift to move an object.

Some sailboats can even move faster than the wind itself. In addition you have the keel that is shaped like a wing and has a lot of weight to stop the yacht from falling over when pushed sideways by the wind. A sail works by creating both a low-pressure zone and high-pressure zone depending on whether the boat is moving upwind or downwind.

In practice that means the sails have to be positioned at an angle but the wind will then try to blow the boat at that angle instead of the direction you want to go in. When you see a kite catch the wind and swoop up into the air youre witnessing lift. In the case of a boat even when wind comes from the side it moves the boat forward.

vrijdag 12 juni 2020

Causas Del Mal Aliento

Tu boca también actúa como un invernadero natural que permite que estas bacterias crezcan. Cuál es la causa del mal aliento.

Halitosis Mal Aliento Causas Diagnostico Y Tratamiento Youtube

Otras causas dentales del mal aliento incluyen aparatos dentales mal ajustados infecciones por hongos en la boca y caries dentales cavidades.

Causas del mal aliento. El mal aliento puede suceder en cualquier momento gracias a los cientos de tipos de bacterias que naturalmente viven en tu boca. Si no se cepilla adecuadamente y utiliza hilo dental diariamente los alimentos se depositan en la boca y reúnen gérmenes lo que puede originar mal aliento. Las bacterias se desarrollan en la lengua si olvidas cepillarte bien sufres deshidratación o tienes la boca seca a causa de algún medicamento que.

El mal aliento puede ser causado por heridas quirúrgicas después de una cirugía oral como la extracción de dientes o como resultado de caries dentales enfermedad de las encías o llagas en la boca. La halitosis comúnmente conocida como mal aliento que podría afectar a una persona de cada cuatro puede estar producida por causas extraorales que se. Si te cepillas los dientes durante poco tiempo o no consigues quitar los restos de comida entre las encías probablemente sea una de las causas del mal aliento.

La higiene bucal es un aspecto realmente importante para no tener mal aliento. Dentro de las posibles causas del mal aliento también se encuentra una dieta pobre en hidratos de carbono. Algunos perros tienen la costumbre de comer todo lo que encuentran por el suelo.

Te estás cepillando mal los dientes. Otras causas por las que puedes tener mal aliento es como consecuencia del mal funcionamiento del hígado problemas de diabetes causas de origen estomacal reflujos crónicos del estómago por ejemplo o por periodos prolongados de ayuna. La carencia de estos nutrientes presentes en.

Es fácil ponerle solución con irrigadores dentales o cepillándote los dientes más en profundidad. Debido a una caída o pelea muchos canes sufren roturas dentales así como heridas de las encías o la boca. Comiste o bebiste algo oloroso.

Como señalamos con anterioridad hay varios otros factores que pueden ser causa del mal aliento. Los alimentos que ingerimos. Por ejemplo el tabaquismo es uno de ellos y hay.

En la mayoría de casos el mal aliento es causado por la presencia de bacterias en la cavidad oral1. Sí la mala higiene bucal es una de las principales causas del mal aliento. Existen muchas razones por las que puedes sufrir de mal aliento y que son bien conocidas como el tabaquismo alcoholismo y consumir alimentos como el café ajo o cebolla.

Cuáles pueden ser las causas del mal aliento en mi perro. Cuando comes las bacterias se alimentan de la comida que queda en la boca y provocan un desecho maloliente. En este episodio Frank habla sobre el mal aliento o alitosis y ofrece recomendaciones para erradicar este problema tales como una dieta adecuada.

10 razones y soluciones para tu halitosis o la de alguien más 1. Estas son las posibles causas del mal aliento en perros. La ingestión de algo.

Los problemas de los senos nasales el reflujo gástrico la diabetes y las enfermedades hepáticas o renales también pueden contribuir al mal aliento por lo que es importante encontrar la. Pulsa Me Gusta en Facebook. El consumo de cigarrillos tabaco alcohol y café también son causas importantes para la aparición del mal aliento.

En entrevista con MILENIO el dentista Alberto Espino García egresado de la Universidad Veracruzana compartió que el causante del mal aliento es la acumulación de la placa bacteriana.

woensdag 10 juni 2020

Am I Having A Mental Breakdown

A 5 YEAR OLD. But youre standing on a precipice and could easily spiral down to rock bottom.

Having A Mental Breakdown Stay Away From Social Media By Daniella Patzlaff Medium

Its because when you do something like get drunk binge eat or spend beat up on someone lay into someone verbally you have to then deal with the guilt embarrassment andor shame at having.

Am i having a mental breakdown. I am going to quit this job but Im looking to apply for a. I had a mental breakdown at work. A nervous breakdown could be a sign of a mental health disorder.

A 1996 study found that problems with intimate relationships such as divorce or marital separation contributed to 24 of nervous breakdowns4. I was alone in the picket and my brain kept hammering me with thoughts of how easy it would be to just end it. I keep trying to find reason to keep going but all the normal things that are reasons to keep going just dont help me to stop thinking like that.

If you know someone having a nervous breakdown the first thing you can do is commit to being a good listener. These emotional disruptions can take you down the wrong road and have you regretting the consequences after it is too late. If you are looking for a label Id suggest youre suffering from burnout rather than a breakdown.

Mental breakdown quiz to answer your question. Sometimes people need others to. A nervous breakdown also called a mental breakdown is a term that describes a period of extreme mental or emotional stress.

At the moment youre still in the functioning zone youre going into work and interacting socially albeit less than you used to. It is triggered by excess stress and a lack of healthy coping mechanisms to manage that stress. A mental breakdown is a period of mental illness during which intense feelings of depression stress or anxiety result in an inability to function in daily life.

That makes me think youre troubled by how youve been feeling lately. Signs of a nervous breakdown can present themselves as anxiety attacks depression or full-blown panic. Mental breakdown also known as a nervous breakdown is a non-medical term used to describe an acute time-limited phase of a specific disorder that presents primarily with features of depression or anxiety.

In any case a so-called nervous breakdown can indicate an underlying mental health problemlike anxiety or depressionthat needs psychiatric attention. Emotional breakdown can present itself in the form of crises when you have reached peak stress in your life. Causes of such breakdowns are varied.

And while the term mental breakdown is often used to describe this sort of scenario its actually an anxiety disorder adjustment disorder or mood disorder thats triggered by. A nervous breakdown is a serious mental health issue that requires prompt professional treatment. I work in a prison doing night shift.

Its important for you to see your doctor as soon as you notice signs of a breakdown. Am I having a mental breakdown. Sometimes the term nervous breakdown is used to refer to somebody who is experiencing mental illness such as anxiety depression phobic reactions or even a.

Youre here to take this test to find out if youre suffering from a nervous breakdown. But are you having a breakdown. The stress is so great.

Youre not at cant get out of bed stage but you could be heading there. A nervous or mental breakdown does not have any defined symptoms aside from difficulty or inability to function normally But what qualifies as functioning normally or being fully functioning. The amount of stress that causes a breakdown varies by individual with some being able to cope longer than others.

Rfid Chip Implant Law 2020

2014 waren diese lediglich 42 Prozent der Bevölkerung bekannt 19 Prozent konnte. Bill Gates has sought to impose mandatory ID chips in you.

Obamacare Implant Obamacare Microchip Rfid Myth

All of this information will be on the implanted RFID chip and the government will have the right to withdraw money from your RFID implant for money you owe them anytime they want with or without your consent or knowledge.

Rfid chip implant law 2020. They argue that whereas RFID implants signify the â markâ on the hand brain implants. The bill passed Wednesday. This will also enable the government to track you at any given moment for any reason with or without again your consent or knowledge.

The United Nations WHO is part of this ID2020. BARGELDVERBOT RFID-CHIP-IMPLANTAT PFLICHT Warum nach dem Bargeldverbot jeder einen RFID Chip bekommen soll. In the past couple of years Sweden has seen a growing number of p.

This project also spearheaded by MIT is a birth control microchip implant that will allow women to control contraceptive hormones in their bodies. Government letterhead and Prime Minister Boris Johnsons signature informs recipients of a proposed policy that would require all residents to receive a radio frequency identification RFID microchip starting in 2021. Over the last two weeks a special piece of legislation has been passed making it mandatory for anyone who receives welfare or any other form of government assistance to be implanted with these new identification chips.

As for ID2020 to see it through Microsoft has formed an alliance with four other companies namely. 6252020 - As employers around the US. Expect related chip implant questions in various forms to become a top technology privacy and security concern in the 2020s.

Price Waterhouse is all for ID2020 to forcibly install digital chips into all of us. UPDATE 11-09-13 Wyoming Christians Report Forced â The other chip firm BioTeq which is based in the UK has already fitted 150 implants locally as of November 2018 as per a report by The Guardian. Laut dem Verband sind damit Bekanntheit und Akzeptanz für die Implantate in den vergangenen Jahren gestiegen.

Thousands of Swedes have microchips implanted in their bodiesSwedish RFID in Hand Watch Artist Implant a Net Art RFID Chip Into His Hand 2020 biohacking rfi. Die steuerbare Zukunft hat schon begonnen - jetzt geht es weiter. DAS FERNSEHEN DIE MASSENMEDIEN WERBEN VERDECKT Es ist in erschreckender Weise bereits Realität und wird in die Tat umgesetzt.

Wie in der ZDF Sendung. Implant microchips in workers to track productivity the Michigan House passed a bill making them voluntary in the state. Accenture IDEO Gavi and the Rockefeller Foundation.

He argues that his idea is not an infringement on privacy. In this video I talk about RFID chips and whether or not its a good idea to implant one. Hanna WY The Obamacare RFID chips are currently being given a test run on the proud and patriotic citizens of Hanna Wyoming.

Employers cannot condition a job offer on chip insertion and if workers lose their job for allegedly refusing to implant one the bill lets them sue for damages. The letter which appears to bear the official UK. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy Safety How YouTube works Test new features Press Copyright Contact us Creators.

Laws passed in California Maryland New Hampshire North Dakota Oklahoma Wisconsin and Utah prohibit the required implantation of a microchip in any person not just employees. Such implants would be provided and inserted for free through the National. A closer inspection of the letter revealed a discrepancy that further adds to its dubiousness.

Who Is Still Running For Democratic

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